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Study Guide · General Knowledge

Rajiv Aarogyasri (Dr. YSR Aarogyasri) Health Scheme

Rajiv Aarogyasri (now known under different names in Andhra Pradesh and Telangana) is a flagship state government health insurance scheme aimed at providing quality, free healthcare to poor families.

Question (Click to Flip)

Who is eligible for Aarogyasri?

Answer

Families holding a BPL (Below Poverty Line) ration card / White Ration Card, and whose annual income is below the state-specified limit, are eligible for the scheme.

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Key Facts

The Aarogyasri scheme was revolutionary in India because it allowed poor patients to access high-quality corporate and private hospitals, which were previously unaffordable for them. It served as a model for the national Ayushman Bharat scheme.

What is the Aarogyasri Scheme?

Introduced in 2007 by the then Chief Minister of undivided Andhra Pradesh, Dr. Y. S. Rajasekhara Reddy, the scheme was named Rajiv Aarogyasri (after Rajiv Gandhi).

The scheme provides cashless health insurance to BPL (Below Poverty Line) families. It covers catastrophic illnesses, surgeries, and hospitalisation that would otherwise push poor families into deep debt.

Current Status and Names

Following the bifurcation of Andhra Pradesh in 2014, the scheme continued in both states but was renamed:

  • In Andhra Pradesh: It is now called Dr. YSR Aarogyasri (covering up to ₹25 lakhs per family per year for designated procedures).
  • In Telangana: It is operated under the state health trust and recently integrated with the central Ayushman Bharat scheme as Ayushman Bharat - PMJAY - Aarogyasri.

Key Benefits

  • Cashless Treatment: Beneficiaries can go to empanelled private and government hospitals and receive treatment without paying cash.
  • Coverage: Includes major surgeries (heart, kidney, cancer treatments), post-operative care, and free medicines during hospitalisation.
  • Identification: Beneficiaries are issued an Aarogyasri Smart Card (or it is linked to their ration card).

Questions and Answers

Who is eligible for Aarogyasri?+

Families holding a BPL (Below Poverty Line) ration card / White Ration Card, and whose annual income is below the state-specified limit, are eligible for the scheme.

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